Close Menu
UK Liquidators

Is it possible to remove a business CCJ?

Low-Cost Liquidation
100% Confidential
Stop HMRC & Creditor Pressure
Partner-led Service

How to remove or set aside a County Court Judgment

A County Court Judgment, or CCJ, can create serious problems for a business, especially if it precedes a winding up petition by a creditor. Even if a winding up petition isn’t a threat, however, a business County Court Judgment creates other operational challenges.

CCJs lower your company credit rating, and make it difficult to borrow or obtain further credit in the future. Furthermore, your own credit rating can be affected by a business CCJ if you’ve taken out a commercial loan with a personal guarantee attached.

So how can you remove a business CCJ from the register, or your business credit report?

Worried about your Bounce Back Loan?

If you are a limited company director worried about how you are going to repay your Bounce Back Loan, we are here to help. As licensed insolvency practitioners we can talk you through your options when it comes to repaying your outstanding Bounce Back Loan, as well as handling all negotiations with creditors on your behalf. Call our team today on 0800 063 9262 .

Repay the debt within a month or by instalments

If you pay off the total debt within a month and the court is advised accordingly, the CCJ will no longer appear on your business credit file. In some cases, if the debt is paid very quickly, for example, the Judgment may never appear on the register.

When full payment of the outstanding debt is made in instalments, you can obtain a certificate to show that the debt has been repaid. It will still appear in the records, but will be marked as ‘satisfied’ so that lenders know it’s no longer outstanding.

Have the Judgment set aside

If you haven’t defended the claim made against you, or haven’t acknowledged it, you may be able to apply for the CCJ to be set aside. County Court Judgments issued under these circumstances are known as ‘default’ judgments - sometimes a creditor might serve the CCJ at the wrong address, for example, so you weren’t aware of the need to defend it or pay the debt.

It’s also important to challenge the CCJ as quickly as possible if you:

  • Were unwell and unable to attend the original hearing
  • Believe the creditor has made a mistake in the claim procedure or there’s an error in the CCJ
  • Have already paid part or all of the debt
  • Wish to make a counter-claim against the creditor

You can apply to have a County Court Judgment set aside using Form N244, and should provide documentary evidence to back up your defence, such as proof that the debt has already been repaid.

CCJs are automatically removed after six years

County Court Judgments are removed from the register automatically after six years. Waiting this length of time for the CCJ to be removed is an option, but the adverse effects on your business may cause it to decline.

Poor business credit ratings, restricted borrowing, and rejected applications for additional supplier credit, are all issues that can leave your organisation operating at severely reduced capacity, seriously limiting business growth.

Start your online liquidation today

If you have decided liquidation is the right option for your limited company, you can take the first step and begin the process online using our online portal. Starting the process is quick, simple, and can be done at a time that suits you. Your information will be submitted to your local UK Liquidators insolvency practitioner who will be with you every step of the way. Click here to start your company’s liquidation online.

Why remove a business CCJ?

Removing a County Court Judgment protects your business from winding up petitions, which can be presented by creditors for debts in excess of £750. If a winding up petition is successful, and a winding up order issued by the court, company assets are frozen and the business can only operate under significant restriction.

It’s also worthwhile checking the detail of any claim, and subsequent County Court Judgment, for accuracy. Creditors can unwittingly make errors in their claim, or deliberately do so to cause problems for your business, but you could have the opportunity to remove the CCJ if you act quickly.

If you’d like more professional guidance on how to remove a business County Court Judgment, please get in touch with our expert team at UK Liquidators. We offer same-day consultations at offices throughout the UK, and can quickly establish your best options.

Jonathan Munnery
Insolvency & Restructuring Expert

If you are considering liquidation for your limited company, taking advice from a licensed insolvency practitioner can help you understand your options.

Is liquidation the right option for you?

Take our 60 second test and find out

Company health risk assessment
Types of liquidation available
Alternatives to liquidation
Understand your next steps
60 Second Liquidation Test
Pages related to How to remove or set aside a County Court Judgment
Calculator With Company Debts
Am I liable for company debts during insolvent liquidation?
Bailiff Standing At The Door
Can HMRC force my company into liquidation?
Can't Pay Company Debt
Can't Pay Company Debt
Did you know?
Are you eligible to claim Director Redundancy?
As a Limited Company Director you may be entitled to claim Director Redundancy - Average UK claim is £9,000*.
Ready to Liquidate?
Express Liquidation Service
Ready to start liquidating today? Complete the form and a member of our team will be in touch.
Please note: By completing this form you are not liquidating your company
Contact the UK Liquidators Team

If you are considering liquidation for your company, taking expert advice at an early stage is crucial. At UK Liquidators, our team of licensed insolvency practitioners are committed to providing limited company directors with the help and advice they need to make an informed decision.

  • Free initial consultation
  • Strictly confidential
  • Fully licensed insolvency practitioners
  • Local office support
  • Named case handler throughout
Logo Tma
Logo Business Recovery
Logo Cse
Logo Iip

Looking for immediate support?

Complete the below to get in touch

100% Free & Confidential Advice

This site uses cookies to monitor site performance and provide a more responsive and personalised experience. You must agree to our use of certain cookies. For more information on how we use and manage cookies please read our PRIVACY POLICY